> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finup.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Get account capabilities

> Returns current account limits, capabilities, status, and fees.



## OpenAPI

````yaml /openapi.json get /account
openapi: 3.1.0
info:
  title: Finup Public API
  version: 1.0.0
  description: >-
    Client-facing Finup API reference generated from current public endpoint
    metadata.
servers:
  - url: https://api.finup.io/backend
    description: Production
security: []
tags:
  - name: Accounts
    description: Current account, account setup, and account capabilities.
  - name: Transactions
    description: Account transaction lists and aggregates.
  - name: Cards
    description: Card issuing, listing, funding, and status changes.
paths:
  /account:
    get:
      tags:
        - Accounts
      summary: Get account capabilities
      description: Returns current account limits, capabilities, status, and fees.
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                required:
                  - result
                properties:
                  result:
                    $ref: '#/components/schemas/CurrentAccount'
        '401':
          description: Missing or invalid credentials
        '403':
          description: Insufficient permission for this operation
        '404':
          description: Resource not found
      security:
        - apiKeyAuth: []
components:
  schemas:
    CurrentAccount:
      type: object
      properties:
        status:
          type: string
          enum:
            - allowed
            - blocked
            - declined
            - pending
            - suspended
          example: allowed
          nullable: true
        limits:
          $ref: '#/components/schemas/AccountLimits'
        capabilities:
          $ref: '#/components/schemas/AccountCapabilities'
        fees:
          type: object
          additionalProperties:
            type: string
            nullable: true
          description: >-
            Effective fee schedule. Values are stringified verbatim: flat USD
            amounts and percentages both appear as strings.
          example:
            transaction_fee: '0.01'
            business_issuing_fee: '4'
    AccountLimits:
      type: object
      properties:
        issuing_limit:
          type: integer
          nullable: true
          example: 50
        free_cards:
          type: integer
          nullable: true
          example: 3
        used_free_cards:
          type: integer
          nullable: true
          example: 1
        minimal_deposit:
          type: string
          description: Decimal money string in USD.
          example: '100.00'
          nullable: true
        activation_amount:
          type: string
          description: >-
            Deposit required to activate the account (decimal money string in
            USD).
          example: '1000.00'
          nullable: true
        hold_amount:
          type: string
          description: >-
            Amount held and released on activation (decimal money string in
            USD).
          example: '0.00'
          nullable: true
        total_hold:
          type: string
          description: >-
            Total hold released so far, summed from the ledger (decimal money
            string in USD).
          example: '0.00'
          nullable: true
    AccountCapabilities:
      type: object
      properties:
        business_access:
          type: boolean
          example: true
        advertising_access:
          type: boolean
          example: false
        platinum_access:
          type: boolean
          example: false
        api_access:
          type: boolean
          example: true
        internal_transfer:
          type: boolean
          example: true
        negative_balance_guard:
          type: boolean
          example: true
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key

````

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